Ready For The Unexpected: A Blog About Insurance Options

Four Signs You Need to Change Your Business Insurance Policy

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Business insurance is a crucial part of safeguarding your enterprise against potential risks and financial losses. However, as your business evolves, so, too, must your insurance policy. Sticking to the same coverage year after year could leave your business vulnerable in the face of new challenges and growth. Here are four signs that it may be time to re-evaluate and change your business insurance policy. 1. Rapid Business Growth The success of your business is a cause for celebration, but it also necessitates a closer look at your insurance coverage.…

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Why Public Liability Insurance Is Essential for New Contractors

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Starting a new business is a challenging endeavour, especially for contractors who are faced with many risks on the job. One of the most important things that new contractors should consider when starting their business is public liability insurance. This type of insurance is designed to protect contractors in the event of an accident or injury to a member of the public while on the job. But why should you make it a top priority for your new venture?…

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Do You Need Both Public Liability and Professional Indemnity Insurance?

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If you are new to the world of small business, you may be assessing your insurance needs. While you may be surprised to hear that only certain types of insurance coverage are legal requirements in Australia, you should nevertheless consider taking out policies to protect yourself and your assets. However, it can sometimes be difficult to understand the various solutions. For example, what’s the difference between public liability and professional indemnity coverage, and do you need both?…

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