A warm and hearty welcome. I am a retired bank manager who now travels as a "snowbird" in my campervan. During my career in the bank and as a traveller, I have met many people and heard a lot of personal stories. The most distressing stories are those in which people lost their life savings due to misfortunes such as an accident, a cyclone or a serious medical issue. Over the years, I have learnt the importance of good insurance and, as a bank manager, it was my job to ensure clients were adequately covered. These days, there are many insurance options and I make sure I keep up to date. I thought this blog might be useful for people who don't have time to compare products and read the fine print. I hope it proves useful in helping prepare for the unexpected. Thank you for visiting.